{
  "documentType": "loan_agreement",
  "language": "EN",
  "placeholders": [
    {
      "id": "principal_amount",
      "label": "Principal amount ($)",
      "type": "currency",
      "required": true
    },
    {
      "id": "note_date",
      "label": "Date of the note",
      "type": "date",
      "required": true
    },
    {
      "id": "note_place",
      "label": "Place where the note is signed",
      "type": "text",
      "placeholder": "e.g. Austin, Texas",
      "required": true
    },
    {
      "id": "borrower_name",
      "label": "Borrower name",
      "type": "text",
      "required": true
    },
    {
      "id": "borrower_address",
      "label": "Borrower address",
      "type": "textarea",
      "required": true
    },
    {
      "id": "borrower_phone",
      "label": "Borrower phone",
      "type": "tel",
      "required": true
    },
    {
      "id": "borrower_email",
      "label": "Borrower email",
      "type": "email",
      "required": true
    },
    {
      "id": "lender_name",
      "label": "Lender name",
      "type": "text",
      "required": true
    },
    {
      "id": "lender_address",
      "label": "Lender address",
      "type": "textarea",
      "required": true
    },
    {
      "id": "funding_date",
      "label": "Date the funds were advanced",
      "type": "date",
      "required": true
    },
    {
      "id": "funding_method",
      "label": "How the funds were advanced",
      "type": "select",
      "options": [
        {
          "value": "bank transfer",
          "label": "Bank transfer"
        },
        {
          "value": "check",
          "label": "Check"
        },
        {
          "value": "cash",
          "label": "Cash"
        }
      ],
      "required": true
    },
    {
      "id": "loan_purpose",
      "label": "Purpose of the loan",
      "type": "text",
      "placeholder": "e.g. kitchen remodel",
      "required": true
    },
    {
      "id": "interest_rate",
      "label": "Annual interest rate (%)",
      "type": "number",
      "placeholder": "e.g. 6",
      "required": true
    },
    {
      "id": "interest_basis",
      "label": "Interest calculation basis",
      "type": "select",
      "options": [
        {
          "value": "simple",
          "label": "Simple interest"
        },
        {
          "value": "compound",
          "label": "Compound interest"
        }
      ],
      "required": true
    },
    {
      "id": "governing_state",
      "label": "Governing state",
      "type": "select",
      "required": true,
      "options": [
        {
          "value": "Alabama",
          "label": "Alabama"
        },
        {
          "value": "Alaska",
          "label": "Alaska"
        },
        {
          "value": "Arizona",
          "label": "Arizona"
        },
        {
          "value": "Arkansas",
          "label": "Arkansas"
        },
        {
          "value": "California",
          "label": "California"
        },
        {
          "value": "Colorado",
          "label": "Colorado"
        },
        {
          "value": "Connecticut",
          "label": "Connecticut"
        },
        {
          "value": "Delaware",
          "label": "Delaware"
        },
        {
          "value": "District of Columbia",
          "label": "District of Columbia"
        },
        {
          "value": "Florida",
          "label": "Florida"
        },
        {
          "value": "Georgia",
          "label": "Georgia"
        },
        {
          "value": "Hawaii",
          "label": "Hawaii"
        },
        {
          "value": "Idaho",
          "label": "Idaho"
        },
        {
          "value": "Illinois",
          "label": "Illinois"
        },
        {
          "value": "Indiana",
          "label": "Indiana"
        },
        {
          "value": "Iowa",
          "label": "Iowa"
        },
        {
          "value": "Kansas",
          "label": "Kansas"
        },
        {
          "value": "Kentucky",
          "label": "Kentucky"
        },
        {
          "value": "Louisiana",
          "label": "Louisiana"
        },
        {
          "value": "Maine",
          "label": "Maine"
        },
        {
          "value": "Maryland",
          "label": "Maryland"
        },
        {
          "value": "Massachusetts",
          "label": "Massachusetts"
        },
        {
          "value": "Michigan",
          "label": "Michigan"
        },
        {
          "value": "Minnesota",
          "label": "Minnesota"
        },
        {
          "value": "Mississippi",
          "label": "Mississippi"
        },
        {
          "value": "Missouri",
          "label": "Missouri"
        },
        {
          "value": "Montana",
          "label": "Montana"
        },
        {
          "value": "Nebraska",
          "label": "Nebraska"
        },
        {
          "value": "Nevada",
          "label": "Nevada"
        },
        {
          "value": "New Hampshire",
          "label": "New Hampshire"
        },
        {
          "value": "New Jersey",
          "label": "New Jersey"
        },
        {
          "value": "New Mexico",
          "label": "New Mexico"
        },
        {
          "value": "New York",
          "label": "New York"
        },
        {
          "value": "North Carolina",
          "label": "North Carolina"
        },
        {
          "value": "North Dakota",
          "label": "North Dakota"
        },
        {
          "value": "Ohio",
          "label": "Ohio"
        },
        {
          "value": "Oklahoma",
          "label": "Oklahoma"
        },
        {
          "value": "Oregon",
          "label": "Oregon"
        },
        {
          "value": "Pennsylvania",
          "label": "Pennsylvania"
        },
        {
          "value": "Rhode Island",
          "label": "Rhode Island"
        },
        {
          "value": "South Carolina",
          "label": "South Carolina"
        },
        {
          "value": "South Dakota",
          "label": "South Dakota"
        },
        {
          "value": "Tennessee",
          "label": "Tennessee"
        },
        {
          "value": "Texas",
          "label": "Texas"
        },
        {
          "value": "Utah",
          "label": "Utah"
        },
        {
          "value": "Vermont",
          "label": "Vermont"
        },
        {
          "value": "Virginia",
          "label": "Virginia"
        },
        {
          "value": "Washington",
          "label": "Washington"
        },
        {
          "value": "West Virginia",
          "label": "West Virginia"
        },
        {
          "value": "Wisconsin",
          "label": "Wisconsin"
        },
        {
          "value": "Wyoming",
          "label": "Wyoming"
        }
      ]
    },
    {
      "id": "default_interest_rate",
      "label": "Default interest rate (%)",
      "type": "number",
      "placeholder": "e.g. 12",
      "required": true
    },
    {
      "id": "repayment_terms",
      "label": "Repayment terms",
      "type": "textarea",
      "placeholder": "e.g. equal monthly installments of principal and interest",
      "required": true
    },
    {
      "id": "maturity_date",
      "label": "Maturity date",
      "type": "date",
      "required": true
    },
    {
      "id": "payment_schedule",
      "label": "Payment schedule",
      "type": "textarea",
      "placeholder": "e.g. $250 on the first of each month, starting March 1, 2027",
      "required": true
    },
    {
      "id": "grace_period_days",
      "label": "Grace period before default (days)",
      "type": "number",
      "placeholder": "e.g. 10",
      "required": true
    },
    {
      "id": "late_charge",
      "label": "Late charge ($)",
      "type": "currency",
      "required": true
    },
    {
      "id": "security_description",
      "label": "Security for the note",
      "type": "textarea",
      "placeholder": "e.g. unsecured, or a lien on specific property",
      "required": false
    },
    {
      "id": "borrower_signature",
      "label": "Borrower signature",
      "type": "text",
      "required": false
    },
    {
      "id": "lender_signature",
      "label": "Lender signature",
      "type": "text",
      "required": false
    }
  ]
}